If you are a frequent flier, and a fan of using plastic over hard cash, then doubtless you will be aware that you can collect points for spending with your credit card that can be used to subsidise your air miles.
Air miles and credit cards seem to enjoy a fruitful relationship, and have done so for a matter of decades; and yet so few of us take advantage of the options available to us. Read more “3 Best Credit Cards For Picking Up Free Air Miles”
Before you pull out and flourish your credit card to pay for your goods and services whilst travelling overseas, think twice – then think again!
Withdrawing money using a credit card is a costly move even in your own country – credit card companies penalise cash withdrawers heavily with a host of associated charges – and the same applies overseas – don’t think the same rules do not apply. Read more “3 Overseas Credit Cards To Use Abroad”
Some people like plastic, whilst others prefer cash. These two payment methods have been around for generations, and, until recently, there has been little to choose between them when it comes to choosing how to pay for goods and services.
Today, however, and particularly in the Western world, it seems that we are increasingly moving towards a “cashless” society, where debit and credit cards, or even mobile wallets, hold sway. But what about when we spend time overseas? Read more “Multi Currency Debit Cards – Should You Have One?”
We’ve all experienced that sinking feeling we get when we have to visit the cash machine whilst on our holidays and withdraw money. Read more “Why You Should Always Check Your Credit or Debit Card Options Before Spending Time Abroad”
Britain in Debt? The signs are not good. According to an article in today’s Times, the balance of Britain’s credit cards as a whole is closing in on £70 billion pounds, unsecured credit lending is increasing year on year, and the rise of concepts like payday loans and un-arranged overdrafts are causing consumers to fall further and further into debt. Read more “Are Heavily In Debt Brits Flirting With Financial Disaster? 5 Tips To Help You Survive”
They may be marketed as convenient, flash, and “rewarding”, but in reality, the credit card trap is one you don’t want to fall into unless you can pay back everything you owe, every month, on time, and without bringing other accounts overdrawn, and which of us, hand on heart, can promise this, especially when there are temptations everywhere, from fashion to food, travel, gadgets, and a million and one subscription based services?
Read more “THE AWFUL TRUTH ABOUT CREDIT CARDS – WE PAY THEM $163 BILLION IN FEES EVERY YEAR!”